12 Month Loans from £600 to £2,000. Arranged online in minutes.
Amount of credit: £800 for 12 months. Interest: £879.92. Interest rate: 100%pa (fixed).
Transmission fee: £80. 12 monthly repayments of: £146.66. Representative 427% APR.
We take our duties as a responsible lender seriously to make sure we don’t lend to anyone that can’t afford to repay us.
We always aim to put customer service at the heart of our dealings and will go the extra mile to make you happy.
It’s very important you read this carefully before you take out a loan so that you can make an informed decision.
In some cases if you can afford to make the loan repayments, but we think you are too much of a credit risk to lend you a 12 month loan we may offer you a smaller short term pay day style loan or we may give you the option of providing a guarantor. For more information about Guarantors click here.
At Lightning Loans we are a small team who believe passionately in the services we are providing. We think our 12 month loans are a great alternative to a pay day loan as they have a much lower APR and the repayments can be spread evenly throughout a full year.
If you are looking for a loan you may be overwhelmed by the number of loan companies, and types of loan, that are available. Here is a quick guide to the main three loans that you may be considerin
Being in credit card debt brings a lot of stress and worry into peoples’ lives but once the convenience of using a credit card is established it can be difficult to let go. One of the main re
Holidays are something that we all look forward to but sometimes it feels that they are a luxury that we cannot really afford. It may be difficult to justify taking out a loan or using a credit car